Indicator sentences: I'm not sure what you mean here.
Trigger words: peer group
Indicator sentences: I'm not really sure what any of this means. Peer group? You can get a loan if your friends will pay it off for you? Isn't that just cosigning?
Negotiation parts: If you default on a loan your peer group no longer gets loans in this scenario. Though there are other ways to secure debts. Ok.... if I default, none of my friends get loans either? How are you defining peer group? The bank is presumably. Also remember i was replying to this. [STA-CITE]>If you basically decree that people who buy anything on credit should get to keep it, regardless of whether they make payments, you'll be saying that nobody should lend to the poor, ever, end of story. [END-CITE]
Indicator sentences: Again, I'm not sure what this means. Youre saying that I can put 20% down on a home, not pay the rest off, and be ok because debt is bad?
Trigger words: debts (2) debt (2)
Indicator sentences: If you want to call any sort of obligation to provide goods, services, money, or anything else a "debt" when you provide this argument you are welcome to, but I would find it easier to follow if you used some symbol to follow your very broad understanding of "debt" - maybe you can call it "debt(2)" so that I know exactly when you don't mean what other people who are in favor of lenders forgiving debtors, i.e. a "jubilee", mean.
Negotiation parts: There has been extensive thought and analysis put into forgiving debtors - that is, people who can repay their loans - for centuries, and if you were to rely on that you don't need to explain your thought process too much, since many of the arguments are familiar. But if you're trying to start from scratch with "debt(2)", i.e. an ability to escape any and all obligations, then you need to build the reasoning for your position from scratch, too. [STA-CITE]> I'm not likely to be convinced to change my view by you telling me certain other people don't support my proposal. I am aware my proposal isn't hugely popular. [END-CITE]It isn't the popularity that is important. Look, let me put it this way: if I say "I think the government should be funded entirely by property taxes," that isn't a popular view, but people know what other people who talk about the tax system mean when they use the words "property taxes". But if I suddenly break in and say, "Oh, no no, when I say *property taxes* I include someone's talents, skills and education as part of their *property*. I would want to assess the value of those properties to that taxpayer and then base his total tax bill on that value." --- well, now we need to start the whole discussion over again from scratch, because even though that's actually a pretty common meaning of the word "property", *nothing* that people are used to saying about "property taxes" is based on that specific meaning of the word property. So if you are treating your view as a fairly simple extension of the basic points made by other advocates of debt forgiveness, then the extent of the reasoning you give for your views is reasonable but you are limited to what other people mean by "debt" in discussion of this topic. But if you are treating your view as a completely radical new idea that has never been discussed before, with a completely new use of the word "debt" (or ideally, a new word so that other people will know when you are talking about loans and credit, and when you are talking about obligations of all sorts), you haven't even started to explore the consequences of your view, let alone justified it. That is why people typically remind each other of how other people use words in similar sorts of arguments: because so many premises are built into the argument by the assumption that you are speaking the same language as everyone else. http://fiscal.treasury.gov/fsservices/gov/debtColl/dms/top/chldSprtEnforcmnt/debt_top_childsupport.htm [STA-CITE]>The Debt Collection Improvement Act of 1996 (DCIA) authorizes the Secretary of the Treasury to collect past-due child support by the administrative offset of federal payments. Executive Order 13019-Supporting Families: Collecting Delinquent Child Support Obligations (September 1996), requires the Secretary of the Treasury to promptly develop and implement procedures necessary for the collection of past-due child support debts by administrative offset (the reduction or withholding of a payment). [END-CITE]The US government calls child support debt. https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/214338/cm-arrears-and-compliance-strategy-2012-2017.pdf >In addition, the majority of people recognise the ti me to pay child maintenance is when it’s due, not years later when the debt has escalated in to thousands of pounds. We should not have to use draconian remedies like forcing the sale of par ents’ homes in order to get them to face their responsibilities. The UK government calls child support debt, and notes my sort of scenario, that people can be forced to sell their home to pay child support. I'm getting rather frustrated- I don't enjoy semantics debates and you are arguing that the word debt can't be used for child support when official government websites use the term debt for child support. If you're from Canada or Australia I could also easily provide a cite that their governments use the term debt for child support. An entirely pointless debate where you are arguing for a non standard definition of debt is very frustrating for me. [STA-CITE]>But if you are treating your view as a completely radical new idea that has never been discussed before, with a completely new use of the word "debt" [END-CITE]https://www.law.cornell.edu/uscode/text/42/666 [STA-CITE]>another law, specifying indicia of fraud which create a prima facie case that a debtor transferred income or property to avoid payment to a child support creditor, which the Secretary finds affords comparable rights to child support creditors; and [END-CITE]Here, in the law where they ban reduction of child support, they call it a debt. As I noted before, I am getting rather frustrated at being accused of using the term debt in a non standard way when a few seconds of googling could easily show that this is the official way to use the term.